Health Policy Issues

INTRODUCTION
Health disquiet is a top social and stintingal problem in the United States. The economic trend in the United States often follows the same trend of wellness care. The augment in cost of health care has placed economic constraints on many citizens. The inability to pay for health care is non only limited to the impoverished. In 2007, an estimated 46 million people living in the United States were un insured. A Kaiser Family ass poll reported that 28 percent of middle income families had encumbrance paying for health care and health indemnity (Kaisernetwork.org, 2009). some Ameri johns would agree that there is a strong pack for health care reform; however, the disagreements arise over financing, structure, and access to health care.
PAYING FOR HEALTH CARE
There are four canonical modes of paying for health care: let out of pocket payment, case-by-case secluded insurance, employment based private insurance, and government financing. The out of pocket payments are made directly from the patient to the health care provider. Health care is considered a need and not a luxury. Paying out of pocket can be can be unpredictable and costly. The majority of the population cant afford to pay out of pocket when they need health care; therefore there must be other means of financing health care.



Individual private insurance involves an individual paying a premium to an insurance plan then the insurance plan reimburses the provider. With employment-based private insurance took off in the United States in 1929 when Baylor University offered coverage to 1500 employees for $6 a year (Bodenheimer and Grumbach, 2009, p. 8.) This resulted in the development of Blue crisscross prepayment plans. Blue cross plans were job based and sold to circumstance groups. Teachers, bank employees, newspaper workers, and hospital employees were among the groups able to purchase these plans. 92 percent of Americans under the age of sixty five were insured through employer-based insurance plans in 2002...If you want to get a full essay, order it on our website: Ordercustompaper.com



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