Hdfc Front Office Management

A PROJECT REPORT



ON



RETAIL BANKING FRONT OFFICE

precaution ACTIVITY



FOR



HDFC BANK LTD.



By



NISHANT JAIN





Executive Summary

Banking is the financial function which plays an important affair not only for the

particular individual but similarly for the overall economy. With changing grimace of overall economy the face of banking service is withal changing now it has become more than &more suckive various newer functions has been added in the banking services to attract more & more customers.



Earlier banking service is offered as rapidity provider to customers to nurse their

saving in the most legal mode.



They were never concentrated on profit as a

cable but with the changing time & with the highly growing sparing condition the role of banking is also been changed instead of only readiness provider it has also become a profit cleric with new attractive face

The business of banks is buying and exchange coin:



They buy money (deposits) with interest rates

They sell money (loans) for a fee (interest)

The difference between what they pay for money and what they birth for it

is called the float - the source of the banks revenues and profits.



?This provides an efficient allocation of scarce resources.



?It also means that banks do not just hold and protect your money they give it to someone else: consequently, they actually have usable only a small percentage of the money that has been deposited







Banking: benignant in the business of keeping money for savings and checking

Accounts or for exchange or for issuing loans and credit etc.



sell: the selling of goods to consumers; usually in small quantities and not for

Resale.



Retail Banking: Retail banking is typical mass-market banking where individual

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